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Save Referral and Bonus Programs: For each successful referral, Save buys strategy-linked securities for each party whose equivalent investment notional value is equal to Save's current Referral and Bonus reward values outlined on the Referrals page. Save reserves the right to change Referral and Bonus reward values at any time. The Referral and Bonus reward values are not cash bonuses. They are represented as notional value or investment exposure that will mature after 1 year whereupon you will get the gains, if any. Equivalent investments are defined as strategy-linked securities whose equivalent investment value equals the notional value exposure of the underlying assets. The notional value accounts for the total amount of a security's underlying assets at the time of trading, not the market price of the strategy-linked security itself.